As of 2026-05-27, the Intrinsic Value of United Credit Ltd (531091.BO) is 15.74 INR. This 531091.BO valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 26.30 INR, the upside of United Credit Ltd is -40.20%.
The range of the Intrinsic Value is 13.39 - 19.36 INR
Based on its market price of 26.30 INR and our intrinsic valuation, United Credit Ltd (531091.BO) is overvalued by 40.20%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 13.39 - 19.36 | 15.74 | -40.2% |
| DCF (Growth 10y) | 14.11 - 19.21 | 16.14 | -38.6% |
| DCF (EBITDA 5y) | 21.09 - 25.55 | 23.39 | -11.1% |
| DCF (EBITDA 10y) | 19.20 - 23.76 | 21.44 | -18.5% |
| Fair Value | 17.52 - 17.52 | 17.52 | -33.40% |
| P/E | 14.39 - 35.49 | 22.66 | -13.8% |
| EV/EBITDA | 19.90 - 26.23 | 23.57 | -10.4% |
| EPV | 29.83 - 35.31 | 32.57 | 23.8% |
| DDM - Stable | 8.20 - 16.31 | 12.25 | -53.4% |
| DDM - Multi | 11.95 - 18.34 | 14.46 | -45.0% |
| Market Cap (mil) | 140.18 |
| Beta | -0.53 |
| Outstanding shares (mil) | 5.33 |
| Enterprise Value (mil) | 138.57 |
| Market risk premium | 8.31% |
| Cost of Equity | 11.07% |
| Cost of Debt | 7.46% |
| WACC | 11.02% |