As of 2025-05-20, the Fair Value of Pagaya Technologies Ltd (PGY) is -26.65 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 14.43 USD, the upside of Pagaya Technologies Ltd is -284.71%.
With the market price of 14.43 USD and our fair value calculation, Pagaya Technologies Ltd (PGY) is not a good investment. Investing in PGY stocks now will result in a potential loss of 284.71%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | -91.15 | -302.32 | -128.44 | -401.41 | -230.83 | |
| YoY growth | -729.93% | -231.67% | 57.52% | -212.53% | -279.15% | |
| Market Cap (mil) | 1,086.58 |
| P/E | |
| Forward P/E |
| EPS | -5.33 |
| Avg earnings growth rate | -279.15% |
| TTM earnings | -401.41 |