As of 2026-05-27, the Fair Value of Territorial Bancorp Inc (TBNK) is -1.27 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 8.33 USD, the upside of Territorial Bancorp Inc is -115.23%.
With the market price of 8.33 USD and our fair value calculation, Territorial Bancorp Inc (TBNK) is not a good investment. Investing in TBNK stocks now will result in a potential loss of 115.23%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 5Y Avg | |
| Net income | 22.00 | 18.61 | 17.43 | 16.16 | 5.03 | 15.84 |
| YoY growth | 14.52% | -15.41% | -6.34% | -7.31% | -68.88% | -16.68% |
| Market Cap (mil) | 73.55 |
| P/E | |
| Forward P/E | 14.21x |
| EPS | -0.25 |
| Avg earnings growth rate | -16.68% |
| TTM earnings | -2.24 |